Low-income homeowners in California are in a precarious position, as any financial misfortune that results in a court judgment can force them from their home. California law lets a creditor force the sale of a debtor’s home over an unpaid judgment, even when the judgment is for a small amount of money. This constant threat of homelessness, made daily by unscrupulous debt collectors, has serious mental and physical health consequences for individuals and creates financial devastation for families. It also perpetuates poverty in the communities of color which are most targeted by this practice. Read more in Unsecured Debts, Insecure Communities: The Forced Sale of Family Homes.
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