By Jessica Williams
Jessica is a third-year student at UC Berkeley School of Law. During her second year, she worked at the East Bay Community Law Center’s Consumer Justice Clinic.
In October 2019, Gov. Gavin Newsom signed Senate Bill 616 into law, expanding protections for judgement debtors against judgment creditors. SB 616, which goes into full effect on Sept. 1, 2020, has many purposes, chief among them the creation of an automatic bank account exemption for judgement debtors . Other additions include an increase in the amount of time a judgment debtor has to file a claim f exemption and codification of a hardship exemption based on individual judgment debtor’s personal financial situation.
This article will discuss the new procedures and expanded protections, new rules that judgment creditors have to follow; and how judgment debtors can exempt their bank accounts from being levied by judgment creditors.